Life & Health Insurance
Employee Group Benefits
About Employee Group Medical Insurance
With the ever-changing medical insurance marketplace, our Benefits Division will stay on top of insurance plans and trends to offer the best options available. Mindful of PPO networks, products, and pricing, we will research and analyze these options and prepare a custom designed proposal specifically for the client or prospective client based upon their needs and selected criteria. Two or more unrelated employees are needed to qualify for this benefit. Our Benefit Administration Services philosophy is to let our clients focus on primary business initiatives and not to worry about the cost, compatibility, and compliance issues.
About Group Dental & Vision Insurance
We offer you the ability to provide your employees with both dental and vision benefits. The benefits can be either employee or employer paid. As an independent agency, we represent many carriers, thus allowing us to provide a program that meets your specific needs.
About Voluntary Employee Insurance
Our Insurance Benefits Division offers a wide variety of voluntary benefits including life, disability, long-term care, cancer and sickness, and accident insurance. As an independent agency, we represent many carriers, thus allowing us to provide a program that meets your specific needs.
Our expertise and independence leaves us well positioned to access a diverse array of products and design benefit solutions that help our clients to control costs while enhancing their ability to retain and attract quality employees. Our benefit solutions include the following:
- Premium Only Section 125
- Flexible Spending Accounts
- Wellness Programs
- Employee Benefits Enrollment Communication System
Individual or Family Medical
Individual major medical insurance protects from the expenses of serious illness and accidents. This is most commonly purchased when you do not have access to group health insurance, or the cost for that insurance is too expensive for you to cover your dependents.
At our Insurance Benefits Division, we discuss your specific situation and help you purchase the health plan that meets your needs and wants. Our market offers indemnity, PPO (preferred provider organization), and HMO (health maintenance organization) plans. These plans range from low to high deductibles, some with doctor office and prescription co-pays. Other available benefits include maternity, wellness, and more.
“Short Term” medical is also available for those seeking coverage while between jobs or in a unique situation. These plans typically provide indemnity coverage for 30-180 days.
Dental & Vision Insurance
Let our agents help you and your family maintain good oral health and help protect the eyesight and health of every member of your family.
Different from traditional health insurance, long-term care insurance is intended to cover long-term services and support, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility.
We offer national brands from a local agent.
Why not let our agents do the work for you?
We shop these companies for the best coverage and rate for your situation. For your convenience, you may simply call us or complete the questionnaire below. We will contact you to review your exact requirements and provide a quote.